Zoho Invoice Pricing & Plans [2026]

Complete pricing breakdown for Zoho Invoice. Compare plans, features, and find the best value.

4.7 (1.3k reviews)
| freemium pricing
Starting from Free
Free tier available Try Zoho Invoice

💰 Zoho Invoice pricing starts at Free. Free tier available: Yes. 3 plans total.

Zoho Invoice Pricing Overview

Zoho Invoice represents a powerful cloud-based invoicing solution designed specifically for small businesses and freelancers seeking comprehensive financial management tools. As part of the expansive Zoho ecosystem, this software addresses the critical challenge of streamlining billing processes, reducing administrative overhead, and ensuring consistent cash flow for growing enterprises.

Founded in 2005, Zoho Corporation has strategically positioned Zoho Invoice as a versatile, user-friendly platform that transforms complex invoicing workflows into straightforward, automated processes. By offering a robust free tier and seamless integrations with other business applications, the software has carved out a significant niche in the competitive invoicing software market.

What truly distinguishes Zoho Invoice is its holistic approach to financial documentation. Unlike many competitors that offer rigid, one-size-fits-all solutions, Zoho provides extensive customization options that allow businesses to create professional invoices reflecting their unique brand identity. The platform supports multiple languages, offers customizable templates, and enables users to generate invoices with just a few clicks.

Typically, Zoho Invoice attracts a diverse range of users, including independent contractors, small to medium-sized businesses, digital agencies, consultants, and service-based professionals across various industries. These users share common pain points: managing client billing efficiently, tracking expenses, generating professional documentation, and maintaining organized financial records without investing significant time or resources.

By combining intuitive design with powerful features, Zoho Invoice empowers entrepreneurs and small business owners to focus on core business activities while automating the often tedious task of invoicing and payment tracking. Its cloud-based infrastructure ensures accessibility from anywhere, supporting the modern, mobile workforce's evolving needs.

Zoho Invoice Plans & Pricing

Standard

$10 /mo

Save ~20% with annual billing

What's included:

  • Remove Zoho branding
  • Custom fields
  • Automated workflows
  • Advanced reporting
  • Multi-currency support
  • Priority support

Professional

$20 /mo

Save ~20% with annual billing

What's included:

  • Everything in Standard
  • Time tracking
  • Project management
  • Client portal
  • Advanced integrations
  • Custom domains
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.

Features by Plan

Feature FreeStandardProfessional
Invoice Creation Customizable templates with branding
Expense Tracking Receipt scanning and categorization
Online Payments Multiple payment gateway integrations
Automated Reminders Customizable payment reminder schedules
Time Tracking Pro plan and above
Multi-currency Support Handle international transactions
Client Portal Self-service portal for clients
Mobile App iOS and Android applications
Recurring Invoices Automated billing for regular services
Custom Branding Paid plans only

Is Zoho Invoice Worth the Price?

Zoho Invoice's pricing strategy is designed to accommodate businesses at every stage of growth, with a particularly attractive freemium model that provides substantial functionality without immediate financial commitment. The free plan offers unlimited invoices, making it an excellent starting point for freelancers and small businesses looking to professionalize their billing processes.

The free tier includes critical features such as customizable invoice templates, automated payment reminders, and support for multiple users. However, it does impose limitations, such as a cap on the number of clients and some branding restrictions. As businesses grow and require more advanced capabilities, Zoho offers tiered paid plans that incrementally unlock additional features.

While specific pricing can vary, Zoho typically structures its paid plans around user count, transaction volume, and advanced feature access. The standard progression moves from a free plan to more feature-rich professional and premium tiers. Each tier introduces capabilities like advanced reporting, enhanced integrations, and increased client management capacity.

Compared to competitors like QuickBooks and FreshBooks, Zoho Invoice maintains a competitive edge by offering more generous free tier limitations and a more gradual pricing progression. The platform's pricing becomes particularly attractive for businesses already invested in the Zoho ecosystem, as cross-product integrations provide additional value.

Potential hidden costs to consider include fees associated with payment processing, advanced integrations with non-Zoho products, and potential upgrade requirements as your business scales. Businesses should carefully evaluate their specific needs and projected growth when selecting a plan.

How Zoho Invoice Pricing Compares

Tool Starting Price Free Tier Best For
Zoho Invoice Current Free Small businesses needing professional invoicing
FreshBooks $23/mo Freelancers and consultants Compare
Wave Free Small business owners starting out with limited budgets Compare
Invoice Ninja Free Freelancers and consultants Compare
Harpoon Free Freelancers seeking profitable growth Compare

Is Zoho Invoice Worth It?

Great Value If You Need

  • Comprehensive free plan with unlimited invoices
  • Professional customizable templates and branding options
  • Seamless integration with other Zoho products
  • Multiple payment gateway integrations for faster payments

Consider Alternatives If

  • Free plan limited to 5 clients only
  • Steep price jump from free to paid plans
  • Limited integrations with non-Zoho applications
  • Some users report occasional login and technical glitches

Our Verdict

Zoho Invoice offers excellent value with its free tier and competitive paid plans. It's best suited for Small businesses needing professional invoicing and Freelancers starting their business journey. Starting at $0/mo, it's accessible for most budgets.

Value Score 4.4/5

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Zoho Invoice Pricing Verdict

Zoho Invoice emerges as a comprehensive, user-friendly invoicing solution particularly well-suited for small businesses and freelancers seeking professional financial management tools. Its strengths lie in extensive customization options, robust free tier, and seamless integration within the broader Zoho ecosystem.

The platform excels in providing intuitive features like automated payment reminders, flexible invoice templates, and comprehensive expense tracking. While it may not be the most advanced solution for large enterprises, it offers exceptional value for growing businesses and independent professionals.

Potential limitations include restricted integrations with non-Zoho applications and occasional technical glitches reported by users. Businesses with complex, multi-platform workflows might need to evaluate these constraints carefully.

Recommended alternatives include FreshBooks for more advanced project management features, QuickBooks for deeper accounting integration, and Wave for completely free invoicing. However, for most small businesses, Zoho Invoice represents an excellent balance of functionality, affordability, and user experience.

Final Rating: 4.5/5 - A powerful, user-friendly invoicing solution that provides exceptional value, particularly for businesses already using Zoho products or seeking a comprehensive, cost-effective billing platform.

Zoho Invoice Pricing FAQ

Does Zoho Invoice have a free plan or free tier?

Yes! Zoho Invoice offers a free Free plan that includes: Unlimited invoices, Basic expense tracking, 5 clients max. Perfect for small businesses needing professional invoicing.

How much does Zoho Invoice cost per month in 2026?

Zoho Invoice pricing ranges from Free (Free) to $20/mo (Professional). 3 plans available. Annual billing typically saves 10-20%.

What are the limits of Zoho Invoice's free plan?

The Free plan (Free) includes: Unlimited invoices; Basic expense tracking; 5 clients max; Online payments. Upgrade to paid plans for more features and higher limits.

Is Zoho Invoice worth it for small teams and personal use?

Zoho Invoice is excellent for small teams thanks to its free tier. Best for: Small businesses needing professional invoicing and Freelancers starting their business journey. Highly rated (4.7/5) by 1,290+ users.

Zoho Invoice vs FreshBooks pricing — which is cheaper?

Zoho Invoice starts at Free vs FreshBooks at $23/mo. Zoho Invoice is more affordable. Compare features side-by-side to decide.

Can I change my Zoho Invoice plan later?

Yes, you can upgrade or downgrade your Zoho Invoice plan at any time. Upgrades are typically prorated immediately, and downgrades take effect at your next billing cycle. No penalties for switching between the 3 available plans.

Does Zoho Invoice offer discounts for annual billing?

Yes, most invoicing tools including Zoho Invoice offer 10-20% discounts when you pay annually instead of monthly. This can save you $50-200 per year depending on your plan.

What payment methods does Zoho Invoice accept?

Zoho Invoice accepts major credit cards (Visa, Mastercard, American Express, Discover) and often supports invoicing for annual enterprise plans. Some plans may also accept PayPal or ACH transfers.

AM
Alex Morgan Senior SaaS Analyst

Alex has spent over 8 years analyzing and comparing business software solutions. With a background in enterprise software sales and product management...

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