McAfee Pricing & Plans [2026]

Complete pricing breakdown for McAfee. Compare plans, features, and find the best value.

4.3 (15.0k reviews)
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Starting from Free
Free tier available Try McAfee

💰 McAfee pricing starts at Free. Free tier available: Yes. 4 plans total.

McAfee Pricing Overview

McAfee is a comprehensive digital security platform that transforms the traditional antivirus concept into a multi-layered, AI-powered protection ecosystem. Founded in 1987 by John McAfee, the company has evolved from a simple virus detection software to a robust cybersecurity solution addressing the complex digital threats of the 2020s. Unlike basic antivirus programs, McAfee now offers holistic digital protection that spans device security, online privacy, and identity theft prevention.

The modern McAfee suite stands out in the crowded cybersecurity market through its innovative integration of artificial intelligence, comprehensive threat monitoring, and proactive defense mechanisms. By leveraging advanced machine learning algorithms, McAfee can detect and neutralize both known and emerging cyber threats in real-time, providing users with a dynamic shield against increasingly sophisticated digital risks. This approach goes far beyond traditional signature-based detection, allowing the software to anticipate and prevent potential security breaches before they can cause damage.

Typical McAfee users range from individual consumers and small families to professionals who require robust, multi-device protection. The platform's ability to cover unlimited devices with a single subscription makes it particularly attractive for households with multiple computers, smartphones, and tablets. Whether you're a remote worker concerned about cybersecurity, a parent wanting to protect your family's digital footprint, or a tech-savvy individual seeking comprehensive online protection, McAfee offers tailored solutions that adapt to your specific security needs.

What truly differentiates McAfee in the marketplace is its commitment to providing more than just basic virus protection. The suite now includes advanced features like dark web monitoring, identity theft coverage, secure VPN services, and AI-powered scam detection. These additional layers of security transform McAfee from a simple antivirus tool into a comprehensive digital guardian that protects not just your devices, but your entire online identity and personal information.

McAfee Plans & Pricing

Essential

$39.99 /mo

Save ~20% with annual billing

What's included:

  • 5 devices
  • Antivirus protection
  • Firewall
  • Password manager
  • VPN
  • Identity monitoring

Advanced

$89.99 /mo

Save ~20% with annual billing

What's included:

  • Unlimited devices
  • Identity theft coverage ($1M)
  • Credit monitoring
  • Full-service data cleanup
  • Identity restoration

Ultimate

$199.99 /mo

Save ~20% with annual billing

What's included:

  • Unlimited devices
  • Identity theft coverage ($2M)
  • 3-bureau credit monitoring
  • Credit lock
  • Ransomware coverage
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.

Features by Plan

Feature EssentialPremiumAdvancedUltimate
Real-time Antivirus Protection AI-powered malware detection with 99.9% detection rate
Advanced Firewall Monitors incoming and outgoing network traffic
Secure VPN AES-256 encryption with kill switch and auto-connect
True Key Password Manager Multi-factor authentication and secure password storage
Identity Theft Protection Up to $2M coverage and 24/7 monitoring
Personal Data Cleanup Removes personal info from data broker sites
File Shredder Permanently deletes sensitive files with multiple overwrite levels
Web Protection WebAdvisor blocks malicious websites and phishing attempts
Safe Family Parental Controls Family plans only - device time limits and location tracking
Credit Monitoring Advanced and Ultimate plans - monitors up to 3 credit bureaus

Is McAfee Worth the Price?

McAfee's pricing strategy is designed to provide flexibility while offering comprehensive protection across different user needs. The pricing model follows a tiered approach, with significant first-year discounts that transition to higher renewal rates. Understanding these pricing nuances is crucial for making an informed decision.

The entry-level McAfee Basic plan starts at an attractive $29.99 for the first year, covering a single device with core antivirus protection. However, for most users, the Essential plan at $39.99 offers better value, providing coverage for up to five devices and including a VPN and password manager. The McAfee+ Premium plan, priced at $49.99 initially, represents the best overall value for most consumers, offering unlimited device coverage and advanced identity monitoring features.

Higher-tier plans like McAfee+ Advanced ($89.99 first year) and Ultimate ($199.99 first year) provide increasingly comprehensive protection. These plans include full personal data cleanup, extensive identity theft coverage, and credit monitoring services. While the initial prices are competitive, it's critical to note that renewal rates can increase significantly, sometimes jumping to $149.99 or $249.99 annually.

Compared to competitors like Norton, Bitdefender, and Kaspersky, McAfee sits at the higher end of the pricing spectrum. However, the unlimited device coverage and integrated identity protection features can offset the higher cost for families or users with multiple devices. The key is to carefully evaluate your specific security needs and compare the total value of features against the price.

To maximize value, consider these strategies: look for promotional discounts, opt for multi-year plans to reduce the average annual cost, and take advantage of the 30-day money-back guarantee to thoroughly test the service. Always factor in the renewal price when making your initial selection.

How McAfee Pricing Compares

Tool Starting Price Free Tier Best For
McAfee Current Free Families needing multi-device protection
Kaspersky Free Home users seeking comprehensive protection Compare
Bitdefender Free Individuals seeking comprehensive cybersecurity protection Compare
Norton 360 $19.99/mo Families needing multi-device protection Compare
Avast Free Home users seeking comprehensive protection Compare
TotalAV Free Budget-conscious users seeking comprehensive protection Compare

Is McAfee Worth It?

Great Value If You Need

  • Excellent malware detection rates in independent lab tests
  • Unlimited device coverage on most plans
  • Comprehensive identity theft protection with high coverage amounts
  • Includes VPN and password manager in all plans

Consider Alternatives If

  • Expensive renewal rates after first year
  • Below average phishing protection (80% block rate)
  • VPN has limited features and slower speeds
  • Can be resource-intensive during scans

Our Verdict

McAfee offers excellent value with its free tier and competitive paid plans. It's best suited for Families needing multi-device protection and Users seeking comprehensive identity theft coverage. Starting at $29.99/mo, it's accessible for most budgets.

Value Score 4.0/5

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McAfee Pricing Verdict

McAfee represents a comprehensive, feature-rich cybersecurity solution that goes far beyond traditional antivirus protection. Its strengths lie in the breadth of features, unlimited device coverage, and proactive identity protection services. The AI-powered threat detection, coupled with identity monitoring and dark web scanning, provides users with a robust digital security ecosystem.

However, the solution is not without drawbacks. The significant price increase after the first year and the potential system resource impact during full scans are important considerations. Users with older devices might experience performance limitations, and the sheer number of features can feel overwhelming for less tech-savvy individuals.

For families, remote workers, and users seeking an all-in-one security solution, McAfee+ Premium offers the best balance of features, protection, and value. Alternatives like Norton 360 and Bitdefender provide strong competition, but McAfee's unlimited device coverage and comprehensive identity protection features set it apart.

Our final recommendation: McAfee is an excellent choice for users prioritizing comprehensive, multi-layered digital security. The McAfee+ Premium plan offers the most compelling value, providing unlimited device protection, identity monitoring, and a secure VPN at a reasonable initial price point. Just be prepared for renewal price increases and take full advantage of the 30-day trial to ensure the solution meets your specific needs.

McAfee Pricing FAQ

Does McAfee have a free plan or free tier?

Yes! McAfee offers a free Essential plan that includes: 5 devices, Antivirus protection, Firewall. Perfect for families needing multi-device protection.

How much does McAfee cost per month in 2026?

McAfee pricing ranges from Free (Essential) to $199.99/mo (Ultimate). 4 plans available. Annual billing typically saves 10-20%.

What are the limits of McAfee's free plan?

The Essential plan (Free) includes: 5 devices; Antivirus protection; Firewall; Password manager. Upgrade to paid plans for more features and higher limits.

Is McAfee worth it for small teams and personal use?

McAfee is excellent for small teams thanks to its free tier. Best for: Families needing multi-device protection and Users seeking comprehensive identity theft coverage. Rated 4.3/5 by 15,000+ users.

McAfee vs Kaspersky pricing — which is cheaper?

McAfee starts at Free vs Kaspersky at Free. Kaspersky is cheaper. Compare features side-by-side to decide.

Can I change my McAfee plan later?

Yes, you can upgrade or downgrade your McAfee plan at any time. Upgrades are typically prorated immediately, and downgrades take effect at your next billing cycle. No penalties for switching between the 4 available plans.

Does McAfee offer discounts for annual billing?

Yes, most antivirus tools including McAfee offer 10-20% discounts when you pay annually instead of monthly. This can save you $50-200 per year depending on your plan.

What payment methods does McAfee accept?

McAfee accepts major credit cards (Visa, Mastercard, American Express, Discover) and often supports invoicing for annual enterprise plans. Some plans may also accept PayPal or ACH transfers.

AM
Alex Morgan Senior SaaS Analyst

Alex has spent over 8 years analyzing and comparing business software solutions. With a background in enterprise software sales and product management...

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