Harpoon Pricing & Plans [2026]

Harpoon is a powerful, forward-thinking time-tracking and invoicing software designed specifically for freelancers, agencies, and creative professionals seeking comprehensive financial management and growth strategies. Unlike traditional accounting tools that merely track past expenses, Harpoon distinguishes itself by offering proactive financial forecasting and planning capabilities that help businesses strategically map their financial futures.

Founded with a mission to empower service-based businesses, Harpoon was developed by entrepreneurs who intimately understand the challenges of managing finances in creative industries. The software's core philosophy centers around The Harpoon Method, a unique four-rule approach that transforms how professionals think about financial planning, revenue generation, and sustainable business growth.

What truly sets Harpoon apart is its holistic approach to financial management. While most invoicing tools focus narrowly on transaction tracking, Harpoon provides an integrated platform that combines time tracking, project management, expense monitoring, and predictive financial modeling. This comprehensive approach allows users to not just record their financial activities, but to strategically plan and optimize their business performance.

Typically, Harpoon serves a diverse range of professionals including independent freelancers, small design studios, marketing agencies, consultants, and service-based businesses. Its intuitive interface and robust features make it particularly attractive to creative professionals who want sophisticated financial tools without overwhelming complexity. Whether you're a solo graphic designer, a small web development team, or a growing marketing agency, Harpoon offers scalable solutions that adapt to your specific business needs.

Harpoon offers a straightforward, transparent pricing model designed to accommodate businesses of various sizes and complexity levels. Unlike many competitors that impose complex tiering structures, Harpoon focuses on providing comprehensive features across all plans, with pricing primarily scaling based on team size and user requirements.

The entry-level Starter plan, priced at $9 per month, caters to individual freelancers and offers core functionality with limitations on client numbers. This plan is ideal for solo professionals looking to streamline their financial management without significant investment. For most small teams and growing businesses, the Freelancer plan at $19 per month provides unlimited clients, projects, and essential features.

One notable pricing advantage is Harpoon's annual billing option, which offers a substantial 21% discount. This means the Freelancer plan effectively costs around $15 per month when paid annually, providing meaningful savings for long-term users. Additionally, the platform charges a modest $5 per additional team member beyond the initial users, maintaining transparency and predictability.

For larger organizations requiring more advanced capabilities, Harpoon offers custom enterprise solutions with personalized pricing. These plans include enhanced security, dedicated support, and potential integrations tailored to complex business needs. The company's commitment to no hidden fees and flexible cancellation policies further enhances its value proposition.

Harpoon represents a significant leap forward in financial management software for creative professionals and service-based businesses. By combining robust time tracking, invoicing, and predictive financial modeling, the platform offers a holistic solution that goes beyond traditional accounting tools.

Its strongest attributes include intuitive design, comprehensive forecasting capabilities, and a clear commitment to helping businesses grow strategically. While the pricing might seem slightly premium for solo freelancers, the value proposition becomes increasingly compelling for teams and agencies seeking sophisticated financial management.

We recommend Harpoon most highly for freelancers and small teams in creative industries who want more than basic invoicing—those seeking a tool that helps them understand and shape their financial future. The 14-day free trial provides an excellent opportunity to evaluate whether the platform meets your specific needs.

Final Rating: 9.2/10 - An exceptional financial management solution with powerful forecasting tools and user-friendly design.