Invoicing

Best Invoicing for Small Business [2026]

SMB billing solutions. Compare the top 5 invoicing tools specifically suited for small business needs.

Our Top Pick for Small Business

Zoho Invoice

4.7 (1.3k reviews)

A comprehensive invoicing software designed for small businesses and freelancers to create professional invoices, track expenses, and get paid faster. Features customizable templates, automated payment reminders, and seamless integration with multiple payment gateways.

Why Zoho Invoice for Small Business?

  • Comprehensive free plan with unlimited invoices
  • Professional customizable templates and branding options
  • Seamless integration with other Zoho products
  • Multiple payment gateway integrations for faster payments
Invoice Creation Expense Tracking Online Payments Automated Reminders Time Tracking Multi-currency Support
Starting from Free Free tier available
Best for: Small businesses needing professional invoicingFreelancers starting their business journeyCompanies already using Zoho ecosystem

All Invoicing Tools for Small Business

#1

Zoho Invoice

4.7 (1.3k reviews)

A comprehensive invoicing software designed for small businesses and freelancers to create professional invoices, track expenses, and get paid faster. Features customizable templates, automated payment reminders, and seamless integration with multiple payment gateways.

Invoice Creation Expense Tracking Online Payments Automated Reminders
Best for: Small businesses needing professional invoicingFreelancers starting their business journeyCompanies already using Zoho ecosystem
From Free
Free tier
#2

FreshBooks

4.5 (5.0k reviews)

Cloud-based accounting software designed for freelancers and small businesses to manage invoicing, expense tracking, time tracking, and project management. Known for its user-friendly interface and comprehensive invoicing features that help service-based businesses streamline their financial operations.

Invoicing Time Tracking Expense Tracking Project Management
Best for: Freelancers and consultantsService-based small businessesCreative professionals
#3

Wave

4.3 (350.0k reviews)

Wave is a comprehensive accounting and invoicing platform designed specifically for small businesses, freelancers, and solopreneurs. It offers free core accounting features with optional paid services like payment processing, payroll, and bookkeeping support.

Unlimited Invoicing Online Payment Processing Bank Transaction Import Receipt Scanning
Best for: Small business owners starting out with limited budgetsFreelancers needing basic invoicing and expense trackingSolopreneurs managing simple financial operations
From Free
Free tier
#4

Invoice Ninja

4.3 (2.5k reviews)

Invoice Ninja is a comprehensive invoicing and billing platform designed for freelancers, consultants, and small businesses. It offers both hosted SaaS and self-hosted options with features like professional invoice templates, online payments, time tracking, and expense management.

Professional Invoice Templates Online Payment Processing Recurring Invoices Client Portal
Best for: Freelancers and consultantsSmall businesses with recurring billingTeams needing self-hosted solutions
From Free
Free tier
#5

Harpoon

4.3 (150 reviews)

Forward-looking time-tracking and invoicing software designed to help freelancers, agencies, and studios plan and forecast profitable futures. Features The Harpoon Method for financial clarity and business growth.

Time Tracking Invoicing Financial Forecasting Project Scheduling
Best for: Freelancers seeking profitable growthSmall agencies and design studiosService-based businesses needing financial clarity
From Free
Free tier

Quick Comparison

Tool Rating Price Free Tier Best Feature
#1 Zoho Invoice
4.7
Free Comprehensive free plan with u... Visit
#2 FreshBooks
4.5
$23/mo Extremely user-friendly interf... Visit
#3 Wave
4.3
Free Completely free core accountin... Visit
#4 Invoice Ninja
4.3
Free Generous free plan with unlimi... Visit
#5 Harpoon
4.3
Free Unique focus on financial fore... Visit

Other Invoicing Use Cases

Invoicing for Small Business FAQ

What is the best invoicing for small business?

Based on our analysis, Zoho Invoice is the best invoicing for small business, offering the ideal combination of features, pricing, and ease of use for this specific need.

How much does invoicing software for small business cost?

Invoicing software for small business ranges from free options to premium solutions. Most suitable tools start at $9-$23/month.

What features matter most for small business use cases?

For small business, key features to prioritize include: invoice creation, expense tracking, online payments. Also consider ease of setup, pricing flexibility, and integration capabilities.

Is there a free invoicing option for small business?

Yes, Zoho Invoice and Wave offer free tiers suitable for small business.

How did you select the best tools for small business?

We evaluated tools based on features relevant to small business needs, pricing appropriateness, user reviews from similar use cases, and expert testing. Each recommendation considers the unique requirements of small business.

Can I switch tools if my small business needs change?

Most invoicing tools support data export. As your needs evolve, you can migrate to more advanced solutions. Our comparison pages detail migration paths between tools.

What invoicing integrations matter for small business?

For small business, important integrations typically include PayPal, Stripe, Square Payments. Check each tool's integration page for specific compatibility with your stack.

How do I evaluate invoicing tools for my small business needs?

Start with a clear list of must-have features and budget. Test 2-3 top options via free trials. Consider long-term scalability if your small business needs may grow.

Are these tools scalable beyond small business needs?

Many tools in our list can grow with you. Zoho Invoice offer scalable plans for expanding needs.

What support options are available for small business?

Support varies by tool and pricing tier. Most offer email support on all plans, with phone and priority support on higher tiers. Zoho Invoice is known for responsive support.

AM
Alex Morgan Senior SaaS Analyst

Alex has spent over 8 years analyzing and comparing business software solutions. With a background in enterprise software sales and product management...

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