Invoicing

Best Invoicing for Contractors [2026]

Contractor invoicing. Compare the top 5 invoicing tools specifically suited for contractors needs.

Our Top Pick for Contractors

Wave

4.3 (350.0k reviews)

Wave is a comprehensive accounting and invoicing platform designed specifically for small businesses, freelancers, and solopreneurs. It offers free core accounting features with optional paid services like payment processing, payroll, and bookkeeping support.

Why Wave for Contractors?

  • Completely free core accounting and invoicing features
  • User-friendly interface designed for non-accountants
  • Strong mobile app for on-the-go management
  • Automatic bank synchronization with major financial institutions
Unlimited Invoicing Online Payment Processing Bank Transaction Import Receipt Scanning Multi-Currency Support Mobile App
Starting from Free Free tier available
Best for: Small business owners starting out with limited budgetsFreelancers needing basic invoicing and expense trackingSolopreneurs managing simple financial operations

All Invoicing Tools for Contractors

#1

Wave

4.3 (350.0k reviews)

Wave is a comprehensive accounting and invoicing platform designed specifically for small businesses, freelancers, and solopreneurs. It offers free core accounting features with optional paid services like payment processing, payroll, and bookkeeping support.

Unlimited Invoicing Online Payment Processing Bank Transaction Import Receipt Scanning
Best for: Small business owners starting out with limited budgetsFreelancers needing basic invoicing and expense trackingSolopreneurs managing simple financial operations
From Free
Free tier
#2

Invoice Ninja

4.3 (2.5k reviews)

Invoice Ninja is a comprehensive invoicing and billing platform designed for freelancers, consultants, and small businesses. It offers both hosted SaaS and self-hosted options with features like professional invoice templates, online payments, time tracking, and expense management.

Professional Invoice Templates Online Payment Processing Recurring Invoices Client Portal
Best for: Freelancers and consultantsSmall businesses with recurring billingTeams needing self-hosted solutions
From Free
Free tier
#3

Harpoon

4.3 (150 reviews)

Forward-looking time-tracking and invoicing software designed to help freelancers, agencies, and studios plan and forecast profitable futures. Features The Harpoon Method for financial clarity and business growth.

Time Tracking Invoicing Financial Forecasting Project Scheduling
Best for: Freelancers seeking profitable growthSmall agencies and design studiosService-based businesses needing financial clarity
From Free
Free tier
#4

FreshBooks

4.5 (5.0k reviews)

Cloud-based accounting software designed for freelancers and small businesses to manage invoicing, expense tracking, time tracking, and project management. Known for its user-friendly interface and comprehensive invoicing features that help service-based businesses streamline their financial operations.

Invoicing Time Tracking Expense Tracking Project Management
Best for: Freelancers and consultantsService-based small businessesCreative professionals
#5

Zoho Invoice

4.7 (1.3k reviews)

A comprehensive invoicing software designed for small businesses and freelancers to create professional invoices, track expenses, and get paid faster. Features customizable templates, automated payment reminders, and seamless integration with multiple payment gateways.

Invoice Creation Expense Tracking Online Payments Automated Reminders
Best for: Small businesses needing professional invoicingFreelancers starting their business journeyCompanies already using Zoho ecosystem
From Free
Free tier

Quick Comparison

Tool Rating Price Free Tier Best Feature
#1 Wave
4.3
Free Completely free core accountin... Visit
#2 Invoice Ninja
4.3
Free Generous free plan with unlimi... Visit
#3 Harpoon
4.3
Free Unique focus on financial fore... Visit
#4 FreshBooks
4.5
$23/mo Extremely user-friendly interf... Visit
#5 Zoho Invoice
4.7
Free Comprehensive free plan with u... Visit

Other Invoicing Use Cases

Invoicing for Contractors FAQ

What is the best invoicing for contractors?

Based on our analysis, Wave is the best invoicing for contractors, offering the ideal combination of features, pricing, and ease of use for this specific need.

How much does invoicing software for contractors cost?

Invoicing software for contractors ranges from free options to premium solutions. Most suitable tools start at $9-$16/month.

What features matter most for contractors use cases?

For contractors, key features to prioritize include: unlimited invoicing, online payment processing, bank transaction import. Also consider ease of setup, pricing flexibility, and integration capabilities.

Is there a free invoicing option for contractors?

Yes, Wave and Invoice Ninja offer free tiers suitable for contractors.

How did you select the best tools for contractors?

We evaluated tools based on features relevant to contractors needs, pricing appropriateness, user reviews from similar use cases, and expert testing. Each recommendation considers the unique requirements of contractors.

Can I switch tools if my contractors needs change?

Most invoicing tools support data export. As your needs evolve, you can migrate to more advanced solutions. Our comparison pages detail migration paths between tools.

What invoicing integrations matter for contractors?

For contractors, important integrations typically include PayPal, Stripe, Shopify. Check each tool's integration page for specific compatibility with your stack.

How do I evaluate invoicing tools for my contractors needs?

Start with a clear list of must-have features and budget. Test 2-3 top options via free trials. Consider long-term scalability if your contractors needs may grow.

Are these tools scalable beyond contractors needs?

Many tools in our list can grow with you. Wave offer scalable plans for expanding needs.

What support options are available for contractors?

Support varies by tool and pricing tier. Most offer email support on all plans, with phone and priority support on higher tiers. Wave is known for responsive support.

AM
Alex Morgan Senior SaaS Analyst

Alex has spent over 8 years analyzing and comparing business software solutions. With a background in enterprise software sales and product management...

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